This is what it means if you already finished all of your holiday shopping

This is what it means if you already finished all of your holiday shoppingThis is what it means if you already finished all of your holiday shoppingThough this is a time of giving thanks and thinking of our family and friends, lets be honest. It is also the greatest shopping season of them all. From Black Friday (which is really a week long) to Cyber Monday, for skilled shoppers this is their Kentucky derby when it comes to finding the best deals.But for some people, getting all their shopping done before any of the holiday sales (and madness) begins is a top priority. For example, did you know thataccording to new research from Valassis, nearly one in five shoppers (aged 18-34) already completed at least 25% of their shopping on Amazon Prime Day in July? And 40% of consumers overall complete all their shopping by Prime Day believe it or not.So clearly these people who manage to get all their gift shopping done weeks before Labor Day must be super Type A perfectionists? Well, probabl y, but according toDr. Gary Small, professor of psychiatry and biobehavioral sciences and director of the UCLA Longevity Center at the Semel Institute for Neuroscience Human Behavior, it really comes down to conscientiousness, he said in an interview with Bustle.Conscientious people are prompt, organized, and efficient and would likely be ahead of the game when it comes to holiday shopping, Dr. Small tells Bustle. Less conscientious individuals would be likely to put off errands like holiday shopping.Small added that sometimes being so conscientious can stress them out if they are thinking about the future too much as it can departure to stress them. But usually they tend to be efficient so it works out well while the rest of us are waiting in line the day before Christmas Eve.But dont worry, you arent alone if you are one of the less conscientiousness procrastinators. About 126 million people (53%of consumers) leave their shopping until the last Saturday before Christmas also kno wn as Super Saturday,according to a report from the National Retail Federation.

The less sleep you get, the more likely you are to quit your job

The less sleep you get, the more likely you are to quit your jobThe less sleep you get, the more likely you are to quit your jobBeing tired has more of an impact on your job that you might realize not simply in lost productivity and diminished performance, but workplace satisfaction and whether or not to go looking for another job.Mattress review website The Sleep Judge surveyed over 1,000 Americans across various industries about sleep and work satisfaction.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreThe first interesting finding its a fine line between how much sleep makes someone happy or not. Respondents were satisfied with 7.3 hours of sleep, but dissatisfied with 6.1 hours.Lack of sleep leads to attritionTheres a link between lack of sleep and workers seeking other employment and also, the opposite is true as well.Only 21% of workers who were satisfied with the amount of sleep they got were searching for another job.However, 39% of workers who were dissatisfied with their amount of sleep were searching for another job.These sleepy job-searchers were highest in wholesale/retail, technology, and hotel, food services, and hospitality.The likelihood of an employee looking for work elsewhere went up per each day they came to work tired. Employeeswho came to work three days a week tired were 33.3% more likely to go looking for other employment people who worked six days a week tired were 52.8% more likely to seek other employment.The most satisfied with sleepHowever, the opposite is true as well. Employees who are rested arent looking to leave. Nearly four in five employees who are satisfied with their sleep are not looking for another job.Another discovery the higher up on the org chart a person was, the more satisfied that person tended to be with their sleep.Executive are 36% more likely to be happy with their sleep than entry-level employees. In fact, from entr y-level employees, who have the lowest sleep satisfaction (53.7%), sleep satisfaction only goes up from there from management (55.3%), to middle management (66.9%), to executive (76.9%).You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

The Signs, Symptoms, and Cures of an Afternoon Slump

The Signs, Symptoms, and Cures of an Afternoon SlumpThe Signs, Symptoms, and Cures of an Afternoon SlumpAfternoon Slump is a term used to describe the sleepy, tired, and sluggish feeling that comes on in the afternoon, usually between the hours of 1 p.m. and 3 p.m.There are many different reasons people experience afternoon slump, but the symptoms are generally the same or very similar. Understanding what causes your run-down feeling in theafternoon is important tofigure out how to address it. Its also important to know what quick-fix cures will alleviate the run-down feeling. The Symptoms of an Afternoon Slump Frequent yawning and/or feeling sleepyExtreme fatigue or lethargySlight changes in visionTingling or feeling of muscle weaknessMoodiness (i.e., becoming irritable, short-tempered, or depressed without provocation)Falling asleep at your deskCraving carbohydratesA headache or stomach ache A serious afternoon slump is more than just feeling like the day is getting long and a na p would be nice. It is marked with a profound sense of tiredness or fatigue that makes it hard to focus and may be accompanied by an intense need to sleep. Causes There are four main causes of an afternoon slump An underlying metabolic disorder such aspre-diabetes or insulin resistance,reactive hypoglycemia, andpolycystic ovarian syndromeGetting too little sleep on a regular basisPoor eating habits such as eating too many carbohydratesHigh levels of stress Cures If you dont have a metabolic disorder, here are some simple ways to get over the afternoon slump hump Sit in the Sun for 10 minutes You can reset your internal clock, reduce the amount of melatonin your body produces, and boost your vitamin D.Consume Protein Rather than Carbs Try tuna salad but skip the bread sliced chicken instead of pasta, and a salad with an egg. Cutting out the carbs can make a difference in feeling an afternoon crash come on.Rub Some Peppermint Oil on your Hands Rub your hands together and then pat your face. The scent of peppermint is a known to increase energy.Eat a Square of Dark Chocolate Dark chocolate is very healthy, unlike milk chocolate, with high levels of healthy fat and antioxidants it contains. It also provides a nichts von of caffeine to give you a boost. Chew Gum Chewing gums with strong minty flavors like peppermint and spearmint are stimulating, and the act of chewing helps the brain fight feelings of lethargy.Do Isometric Exercises By tensing a muscle and holding it, you encourage blood flow. Try tensing your biceps, holding for 5 to 10 seconds, and then releasing. You can do the same with your calves, thighs, chest, stomach, and glutes.Put a Rosemary Plant in your Office The scent of rosemary is known to be energizing. Whenever you need a pick me up, rub a sprig between your fingers to release the fragrance. You can also rub one on your hands, neck, and face. Have a Healthy Snack Munch on something that combines protein, fiber, and complex carbohydrates (such as whole-grain crackers or raw vegetables) to raise your blood sugar levels and keep them up.Add a Bit of Variety to your Day Concentration declines after about an hour, and it only gets worse from there. Without a break, the tedium of a task will be mind-numbing by the time youre 90 minutes in, and youll lose your productivity. When you feel your focus fading, switch to something else for 30 minutes. Stay Active Even short bursts of activity can keep you alert and boost your fitness. If youre in an office, instead of emailing or calling colleagues, get up and walk to a colleagues desk to ask a question face to face. If youre home, visit a next-door neighbor (even if its to borrow a cup of sugar). The change of scenery alone will be a pick-me-up.Play a Tune If you like music, insert your earbuds or put on your headset and jam out to one of your favorite high-energy songs. It will instantly invigorate you and make you feel pumped. Be Social Organize your time, so you engage wit h others during those peek slump times when your concentration and energy are waning. We are social animals, and interactions always rev us up. But make sure its an interesting, interactive activity. Sitting in a room listening to someone else drone on and on will just send you snoozing.Brush your Teeth Or try mouthwash. Doing something that activates your senses can wake you upEngage in Mindful Meditation There are all kinds of mediation (TM, or transcendental meditation, being the fruchtwein popular one). Meditation requires no more than 15 to 20 minutes of sitting quietly and focusing on yourself and your breathing. Meditation will not only declutter your mind but leave you energized. Try Some Yoga If youre not the high-energy type, then try chilling out with some stress-free yoga positions. Yoga not only alleviates the damage done to your body by sitting in a chair for too long but will significantly boost your energy level.

What to do (and not do) when youre unemployed

What to do (and not do) when youre unemployedWhat to do (and not do) when youre unemployedIts one of the scariest positions to be in. Its the thing that you hope will never happen. But unemployment is real and many of us find ourself in the midst of it at some point in our lives. Regardless of how long youre unemployed, it can wreak havoc on your peace of mind and your finances. There are, however, some steps you can take to try to limit that negative impact. Many of unterstellung steps will also protect your leistungspunkt in the long run.File for unemploymentI wrote last week about when and how to file forunemployment benefits. This is a great safety net offered by our federal and state governments. If youre eligible, make sure you file so that you can have some money coming in while you search for a new job. Theres no shame in taking advantage of the programs that were created to protect us when were vulnerable.Alert your student loan providerIf youre having a financial hardship, you candefer your student loans. If youre unemployed, that definitely counts as a hardship, and your student loan servicer understands that. They would rather you defer your loans now and stay current on payments later. So, reach out to your provider and tell them what is going on.Putting your loans into deferment will protect you from late fees and penalties. It will also protect you from having missed payments put on your credit report. These sorts of marks can negatively affect your credit score for years, which will impact your ability to get future loans and credit.Apply for marketplace insuranceIf youve lost your job, youve fruchtwein likely lost your health insurance as well. Since losing your job is considered a life event, you will be eligible to get insurance through themarketplaceonce youre unemployed. Not only will thisprotect youif you have a health emergency while youre unemployed (and allow you to get coverage for your existing needs), but it will also be much more af fordable than other options, like COBRA (see more about that below).PS You dont have to get laid off in order to apply for marketplace insurance. If you leave a job for any reason, youre eligible. The amount you will pay each month will determine how much you will be earning. Fun fact I have Kaiser Permanente insurance through the marketplace now that Im self-employed. Its super affordable, so I dont hesitate before going to the doctor.Search for new jobsIf you file for unemployment, you will be required to apply for at least three jobs each week, and show proof that youve done it. Not only does this ensure that youre getting your benefit check, but its a good accountability measure to make sure you are staying on top of your job search.If you dont know where to start, reach out to the people in your networks There are so many people out there who want to help you when youre struggling. Reach out to friends, former colleagues, and acquaintances who work in the field youre interested in. Maybe they cant literally get you a job, but they may have advice or leads for you. Check out listservs like theWIN listto get startedTurn to your emergency savingsHopefully, youve been able to build up some sort ofemergency savingsfor times like this. And if you havent yet and are still employed, start prioritizing it now It can be scary and frustrating to have to use your emergency savings, but thats literally what you saved it for. Losing your job is definitely an emergency, and you need that money in order to keep a roof over your head, food in your belly, and your bills current. So I am giving you permission to use your emergency savings on your bills in this scenario.Ask for helpWhen my dad welches unemployed for six months when I was a kid, he still had bills to pay and three children to take care of. To make matters worse, he had previously taken out a 401k loan (youll see how I feel about this below) for home improvements. It turns out, when you quit or get laid off, y ou have to pay back your 401k loan very quickly or else youll get taxed and penalized as if you withdrew early for retirement. My dad wanted very much to avoid this penalty, so he asked his father if he could borrow money to pay it back. Luckily, my grandfather had that money and was able to loan it to my dad. He did charge interest so that he wouldnt lose money himself, but it was a fair rate and was better than my dad could have gotten from a bank loan. This helped to prevent a lot of stress and loss of money, so Im grateful that my dad turned to my grandfather for help when he needed it.Of course, borrowing money from loved ones can get really complicated. It can cause problems in relationships and make things awkward. So if you do borrow money from a family member or friend, make sure to document your agreement in writing. Map out a repayment plan with a deadline. That way, everyone will be on the same page, and no one will get frustrated or resentful. If you end up having troub le paying the money back on time, be honest Have a conversation with your loved one so that they know whats going on.Dont borrow from your retirementThis is so, so, so important. And I will yell this from the rooftops for the rest of my life. Never borrow from your retirement You will be much worse off later if you do this. Like I mentioned above, if you borrow from your retirement account before the aged of 59.5, youll be penalized. You will have to pay taxes and fees for withdrawing early. This means that you will lose a lot of that money youve diligently saved for your retirement years.Plus, even if youre able to pay that money back eventually, youll have lost money. If you attended theJuly Money Circle gathering, you know thatcompound interestis your friend. This means that the longer your money is out of the market, the less its able to grow on itself. So you should try to keep your investments in the market no matter what. Your 65-year-old self will thank you.Dont only rely on COBRAAfter you lose or leave a job, you typically get a letter in the mail aboutCOBRAinsurance. If you dont know what COBRA is, it stands forConsolidated Omnibus Budget Reconciliation Act of 1985, which was a law passed that requires there to be an insurance option for those who leave employment.COBRA is available whether you left your job voluntarily or not. You dont have to be laid off in order to use it. COBRA is typically available for you to use for about 18 months, if youre unemployed or underemployed for that long. Its a great benefit that was the only option for insurance covered before the Affordable Care Act was passed. If youre unemployed, dont automatically assume that COBRA is your best or only option. Compare benefits and costs to the insurance plans in thehealthcare marketplace. You might find plans with more coverage for a lower cost.Dont rely on your credit cardsOne of the keys for financially protecting yourself is to not use your credit cards unless you have the money to pay them back. Of course, this can be impossible when you have bills to pay and mouths to feed, with not much money coming in. But if you have other options than using your credit cards, its best to do that. Otherwise, you may find yourself deep in debt even once youre employed again.If you do have to turn to your credit cards to get by, you do have options to protect yourself. Call your creditors and let them know about your situation. The thing is, they want to get paid, so if you cant pay your bills, that hurts them too. Call them and ask them if its possible to lower your interest rates while youre unemployed, so your interest charges dont balloon and make it harder to make your payments.You should also find out if you havepayment protection insuranceon your current credit cards. This is a benefit that will suspend your interest rates and pay your minimum payment for a period of time. It can prevent you from having missed payments that will be reported on your credit re port, which will hurt your credit score. Of course, there is a monthly fee that comes along with this protection, and you are not able to get the insurance once youre already unemployed. So if this is something you feel like you might need someday, look into it now.Maggie Germano is a feminist and financial coach for women. She helps women improve their relationship with money so they can take control of their financial future. She does this through one-on-one financial coaching, workshops, writing, and speaking engagements. She also founded Money Circle, which is a safe space for women to talk about money without feeling judged. Its a way to create community and openness around personal finance. Passionate about many issues affecting women, Maggie is a member of the Womens Information Network and was trained as a salary negotiation facilitator by AAUW.This article first appeared on Bossed Up.

The Biggest Myth About How to List Double Major on Resume Exposed

The Biggest Myth About How to List Double Major on Resume Exposed Things You Wont Like About How to List Double Major on Resume and Things You Will In addition, if you get a masters degree or doctorate as a portion of your program, you will probably start at a greater salary for an entry-level job than youd with only a bachelors. For placement on your resume, take into consideration where youre in your career and that which you wish to emphasize. Mathematics majors that are interested in elementary education needs to consider the chance of such a career path. For instance, political science and economics joint majors are typical. The Portfolio List is just a listing of all creative endeavors undertaken by means of an applicant. Education is among a couple of important sections employers search for on resumes. Employers wish to realize that you have what it requires to be successful at work. Resumes are critical to the work hunt. Resumes used to be quite proper and formal. How to List Double Major on Resume for Dummies A persons skill platzdeckchen is comprised of an assortment of personal skills that theyve acquired through education and employment. The more youre able to create interest all around your work experience, the better. If youre eager to put in the additional work, you will reap the added rewards. Just be sure to highlight any big projects you worked on or any cultural experiences you wouldnt have gained elsewhere. The Upside to How to List Double Major on Resume After youve been in the workforce for a couple decades, your work experience gets more important than your GPA. A hold is put on the term the student shouldnt be enrolled. Picking a major is among the most critical decisions youll ever make during your college career. In any close competition involving you and several different candidates, your hard-earned honors just may be the difference-maker you should come out on top Because most job search efforts are centered a round email communications, obtaining an email address thats wrong or difficult to interpret can be a big pothole in the path to success. If youre unsure about your very own past accomplishments and results, speak to your former boss or coworkers and attempt to assemble data. Bear in mind, you may set up an email address which you use JUST for job search. Its always preferable to make a new email address thats somewhat professional. Although the significant differences arent in the format they could be in the details you have in your phlebotomy instructor resume. For that reason, its important to keep up a professional social networking profile. The crucial thing is to make sure clean formatting and straightforward readability. The most typical format is chronological. Facts, Fiction and How to List Double Major on Resume Oftentimes, the notion of narrowing down their whole educational future to a single subject can be daunting for students. Typically, such a significant will also finish a minor, or perchance a double major, in computer science. Exposure to new things Tackling more than 1 subject at once will offer you exposure to various industries and opportunities, making it simpler to choose what you wish to do down the line. So you have to understand what schriftart of future you are able to count on from your degree before you borrow the tuition money to receive it. The Fight Against How to List Double Major on Resume The use of bullets may also ensure far better reader comprehension when visually scanned. Resume writing can appear intimidating, particularly if youve never done it before. Most Noticeable How to List Double Major on Resume Bear in mind that these programs are usually very competitive, and applicants must acquire admission to both colleges as a way to participate. Not only are you going to have to finish all of your general education requirements, youll also will need to take all the classes necessary for every one of yo ur majors. A minor is like a major as its an intensive plan of study into one field, but it is not as rigorous and in-depth than a major. Every student ought to carefully consider the next five points when choosing a course of studies during the undergraduate major. The Lost Secret of How to List Double Major on Resume You would like your employer to understand what you did in your prior jobs, but you dont will need to incorporate the kitchen sink. There are a few professions like finance or healthcare where specific certifications or degrees are important to getting the job. Your purpose is to land an interview by giving the employer a compelling summary of the job abilities and experience that make you a nice candidate. There are a lot of resume strategies to master which will help you land the job that you desire. Introducing How to List Double Major on Resume So what might be the proper move for one might or might not qualify as the ideal selection for somebody else. You need your resume to be noticed, but theres such a thing as standing out in a poor way. Adding your majors and minors on your resume may look to be a simple task, but having proper formatting to make sure that it looks both skilled and easy on the eyes can be challenging. Its too simple for a typo to happen whenever someone is emailing you and it will drive people crazy.

Unconventional and Creative Ways to Recruit - Spark Hire

Unconventional and Creative Ways to Recruit - Spark HireProactive and unique recruiting is an essential part of continually adding star talent to your team. If youve found yourself in a hiring rut recently, try analyzing your recruiting efforts to see how you can tweak them and boost their effectiveness. A few ways to make your recruiting strategies more creative includeUsing your companys website to your advantageBy now, business owners understand the importance of having a strong web presence. However, many dont stop to anticipate just how important a companys website can be when it comes to recruiting. Your businesss website immediately gives a eignung hire a sense of the feel of your company. What matters to your business? What types of projects are you working on currently? What are your team members like? If your companys site doesnt match what your brand is actually all about, its time to make the necessary adjustments so that the two are in proper alignment. Just by looking a t your businesss website, a person whos interested in working for you should get a good sense of exactly what your brand stands for.Get socialPotential employees are spending their time on social media, so if you want to reach them fruchtwein effectively, you should be active there too. Join in on conversations, make it a point to develop real connections with people, and find out what matters to those youre trying to recruit. Some businesses use social media simply as a way to blast out their own marketing messages, but these platforms are much more effective when they turn into real conversations.Implement hiring testsMore often than not, a candidate can look absolutely perfect on paper and ace the interview, but they turn out to be a terrible fit for your company. Consider implementing creative hiring teststo truly reveal the talent behind the candidate youre considering and have them prove their skills before you actually commit to them.Go to events in your communityWhile its ve ry time effective to send a bunch of e-mails and hope someone gets back to you, the most powerful recruiting takes place when you build face-to-face connections with people. Find out about networking events in your community, and make it a point to attend at least a few each month. Over time, youll build up real relationships with professionals in your area, which can help make it easier to recruit new talent for your business.Use your building to advertise open jobsIf youre actively trying to hire, ditch the boring Help wanted sign in the window and try something a little catchier. Colorful signs with quirky language on them hanging in the window will certainly catch someones eye as they walk by, particularly if your business is in a high-traffic area. Its a classic yet effective recruiting technique.How do you put a creative spin on recruiting? Share with us in the comments.